Small Business2019-06-17T19:22:50+00:00

Small Business

Why Choose us?

Why Choose us?

Attractive Coverage, Conveniently Packaged, Flexible Solutions

Union Standard knows when it comes to protecting your business, regardless of size, you want a stable carrier who will be there for the long term and provide just the coverages you need.  Our USadvantage product offers broad coverages available in a typical Business Owners’ Policy (BOP) with the added flexibility of a package, by allowing limits to be increased to meet the needs of most small businesses.

Some of the coverages offered through US include:

  • Broad Property Coverage such as Fire, Glass and Equipment Breakdown
  • General and Garage Liability
  • Inland Marine
  • Commercial Crime Coverages for Theft, Robbery and Burglary
  • Coverage enhancements specific to businesses involved in Healthcare, Restaurants, Construction and Other Professions
  • Cyber Liability and Employment Practices Liability Insurance
  • Business Income – Actual Loss Sustained

With over 280 eligible classes, chances are, we have the right product for you!

Just some of our eligible classes include the following:

  • Restaurants
  • Laundry and Dry Cleaning
  • Carpet Cleaning
  • Medical Offices
  • Hotels
  • Veterinarians
  • Accountants
  • Liquor Stores
  • Ice Cream Shops
  • Sign Manufacturing
  • Masonry Contractors
  • Landscapers
  • Painters
  • Carpenters
  • Electricians
  • Print Shops
  • Floor Covering Installation
  • Tile/Stone Contractors

Not just for small business!

Depending on the industry, Union Standard can cover businesses with property values as high as $5 million, sales up to $10,000,000, and payrolls up to $5,000,000.

Need something more?

We offer a broad range of commercial insurance coverages including Property, General Liability, Automobile, Crime, Inland Marine, Workers’ Compensation, Cyber Liability, Employment Practices Liability and Umbrella. Your independent agent can help determine the best product for your specific needs.

In addition:

Regardless of size, you will have access to our highly rated claims and loss control services with dedicated and experienced local personnel who are responsive and professional. Learn more

We also offer a wide range flexible billing options: installment plans and payment methods so you can choose what’s right for your business. You can pay on line or enroll in PremiumSync, our payroll reporting based option to pay Workers’ Compensation premiums.

To find out how Union Standard can help you with your small business insurance needs, contact a Union Standard Independent Agent.

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