Small Business2019-03-08T21:06:35+00:00

Small Business

Why Choose us?

Why Choose us?

Attractive Coverage, Conveniently Packaged, Flexible Solutions

Union Standard knows when it comes to protecting your business, regardless of size, you want a stable carrier who will be there for the long term and provide just the coverages you need.  Our USadvantage product offers broad coverages available in a typical Business Owners’ Policy (BOP) with the added flexibility of a package, by allowing limits to be increased to meet the needs of most small businesses.

Some of the coverages offered through US include:

  • Broad Property Coverage such as Fire, Glass and Equipment Breakdown
  • General and Garage Liability
  • Inland Marine
  • Commercial Crime Coverages for Theft, Robbery and Burglary
  • Coverage enhancements specific to businesses involved in Healthcare, Restaurants, Construction and Other Professions
  • Cyber Liability and Employment Practices Liability Insurance
  • Business Income – Actual Loss Sustained

With over 280 eligible classes, chances are, we have the right product for you!

Just some of our eligible classes include the following:

  • Restaurants
  • Laundry and Dry Cleaning
  • Carpet Cleaning
  • Medical Offices
  • Hotels
  • Veterinarians
  • Accountants
  • Liquor Stores
  • Ice Cream Shops
  • Sign Manufacturing
  • Masonry Contractors
  • Landscapers
  • Painters
  • Carpenters
  • Electricians
  • Print Shops
  • Floor Covering Installation
  • Tile/Stone Contractors

Not just for small business!

Depending on the industry, Union Standard can cover businesses with property values as high as $5 million, sales up to $10,000,000, and payrolls up to $5,000,000.

Need something more?

We offer a broad range of commercial insurance coverages including Property, General Liability, Automobile, Crime, Inland Marine, Workers’ Compensation, Cyber Liability, Employment Practices Liability and Umbrella. Your independent agent can help determine the best product for your specific needs.

In addition:

Regardless of size, you will have access to our highly rated claims and loss control services with dedicated and experienced local personnel who are responsive and professional.  Learn more

We also offer a wide range flexible billing options: installment plans and payment methods so you can choose what’s right for your business. You can pay on line or enroll in PremiumSync, our payroll reporting based option to pay Workers’ Compensation premiums.

To find out how Union Standard can help you with your small business insurance needs, contact a Union Standard Independent Agent.

What People are saying

"I was very satisfied with the service. It exceeded my expectations."

"Our claim could not have been handled any better. We received outstanding service from everyone involved"

"I was very impressed with the prompt and efficient service I received throughout the claim process."

"The adjuster was just awesome. She kept us informed and was a joy to work with"

"When I called or emailed I got a response right away and the bill explains the break down very well."

"The insured stated that Union Standard has remained consistent in providing him with professional efficient service."

"Union Standard has always been good to work with on workers' comp claims, no problems."

"The response time was quick and any questions I had were handled in a timely manner."

"The claim was taken care of as soon as we called. Keep up the good work! "

"It was far easier than I thought it would be. I had a check the next day! I was super happy all the way across with everything "

"They kept us in the loop during the claims process."

"The insured said the service was wonderful. They were professional and answered her questions right away. "

“ The insured said this was a very complicated claim to begin with. Additional damages were found after the initial inspection and he was very impressed with how easily they were accepted. The adjuster was professional and he is very satisfied with the service.”

Acadia Insurance Company • Continental Western Insurance Company • Firemen’s Insurance Company of Washington, D.C.
 Tri-State Insurance Company of Minnesota • Union Insurance Company • Union Standard Lloyds

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